The Muslim population in Malaysia has long followed the practise of paying monetary waqf to mosques. However, no prior research has revealed the characteristics that drive donors to provide cash waqf. As a result, the purpose of this research is to investigate the factors that motivate Muslims in Selangor to pay monetary waqf to mosques. This study is a deductive quantitative survey research in which the conceptual model was developed based on theory and empirical findings. To evaluate data for the research utilising structural equation modelling, 200 sample questionnaires were collected and analysed using AMOS, or Analysis of Moment Structure (SEM). This study discovered that the characteristics attitude, subjective norm, and religion greatly influence the intention of Muslims in Selangor, Malaysia to pay waqf cash to mosques as a result of data analysis. This study should have a theoretical impact by empirically contributing reference information to the body of knowledge in the field of waqf.

The SME sector is the most critical client for bank financing, particularly in commercial business banking. A dual banking system in which Islamic and conventional financial institutions coexist makes the financial market more competitive. To ensure that Islamic financial products and services can compete with the existing market, Islamic banking management must ensure that its services, particularly in the SME sector, have a place. Knowing the banking product preferences of those firms is one of the steps that should be taken. As a result, this study will develop a conceptual framework for the product range of Islamic banking products to investigate the SME owner's preference for Islamic SME financing. The product range of this range will be strengthened further with the theoretical support of planned behavior from the Managerial perspective among SMEs.