Ar-Rahnu scheme which provides short-term, fast, hassle-free, and riba-free financing to the public becomes more popular nowadays. Several factors can motivate the public to subscribe to Ar-Rahnu products, namely customers’ Shariah view, good customer service, pledge asset, good pricing system, locality, product management, and advertisement. This study reveals that Shariah view, pledge asset, pricing system, locality, and advertisement have a significant relationship with the acceptance of the civil servants in Malaysian public universities towards the Ar-Rahnu scheme. The most dominant factor contributing to the acceptance of low-income civil servants in Malaysian public universities towards Ar-Rahnu scheme in Malaysia is locality. The respondents from the lower-income group in Malaysian public universities agree that the locality of financial institutions providing Ar-Rahnu scheme in their system is considered an important element in enhancing the acceptance towards Ar-Rahnu scheme in Malaysia. Subsequently, future study is needed to acknowledge the acceptance and effect of Ar-Rahnu towards all levels of societies and wider areas.

The beauty industry has seen a lot of advancements over the years, with various cosmetic procedures and treatments being offered at clinics and medical spa premises. Nonetheless, issues regarding halal and tayyib in cosmetic procedures concerning ingredients, personnel, and facilities must be addressed. The idea behind Halal and Tayyib services is to provide good quality and safe treatments that are not only beneficial for Muslims but for everyone, regardless of their beliefs. Thus, this paper aims to provide insights into halal and tayyib principles in cosmetic procedures. It is imperative to establish the principles because compliance with halal and tayyib principles will act as safe and ethical cosmetic services assurance. Thus, this paper aims to provide insights into halal and tayyib principles in cosmetic procedures. It is imperative to establish the principles because compliance with halal and tayyib principles will act as safe and ethical cosmetic services assurance. This paper adopted the content analysis method to review documents from medical and Shariah perspectives regarding halal and safety issues in cosmetic procedure practices. The analysis is also imperative to identify the key requirements for halal and tayyib cosmetic services. The result shows that ensuring halalness and safety of cosmetic indications and adopting a safe procedure practice are critical factors in implementing halal and tayyib in cosmetic services.