Browsing by Author "Muhammad Mohamad Yusoff"
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Publication Adaptation From Prosumerism Idea In Conceptualising The Benefidonors Concept(Academia Industry Networks, 2021-12-04) ;Hanim Misbah ;Fuadah Johari ;Fauzias Mat Nor ;Syahidawati Hj. Shahwan ;Zurina Shafii ;Azuan Ahmad ;Hasnah Hj Haron ;Amir ShaharudinMuhammad Mohamad YusoffThis is a conceptual article that includes an examination of a literature review on waqf from 2011 to 2021. According to the findings, "Use More" can occur among beneficiaries for various types of waqf and different types of beneficiaries. Donors' characteristics, as well as internal and external aspects of incentive, all contribute to the phrase "donate more." "Share more" refers to information exchange between three parties: the waqf manager/mutawalli, donors, and recipients. Waqf Prosumers encourage donors, in which the same person plays all three roles of Beneficiaries, Donors, and Volunteers in order to disseminate information. The Benefidonor Concept is dependent on the interactions between the three parties. The three parties share common interests in cultivating the quality of growth and change, as evidenced by their same points of view on 'Use more, donate more, and share more.' Furthermore, we discovered that in order for the donor to repeat, accountability and reporting are critical. - Some of the metrics are blocked by yourconsent settings
Publication Calculated and Uncalculated Risks of Financing for Agro Projects(2014) ;Muhammad Ridhwan Ab. AzizMuhammad Mohamad YusoffIslamic financing in agriculture is aimed to finance agriculture-based projects and to prevent any involvement of haram elements by using banking and financing instruments which is Shariah-compliant among agro-entrepreneurs. However, there are several calculated and uncalculated risks that had to be faced by agro entrepreneurs in their agro projects which may force them to accommodate possible loss from effect of risks using the same funding. The methodology of this paper is through quantitative research based on questionnaires to identify patterns of agro entrepreneurs facing various types of risks. The general finding of this paper shows that agro-entrepreneurs faced various risks, which also shows there is a need to have proper Shariah -compliant financing for their agro projects through Islamic banks. - Some of the metrics are blocked by yourconsent settings
Publication Conceptualisation and Validating Benefidonors Model in Waqf(USIM Press, 2022) ;Fauzias Mat Nor ;Fuadah Johari ;Hasnah Binti Hj Haron ;Zurina Shafii ;Syahidawati Shahwan ;Hanim Hj Misbah ;Azuan Ahmad ;Amir Shaharuddin ;Nur Atika AtanMuhammad Mohamad YusoffWaqf movement in Malaysia has a long history since the colonization era with plenty of innovations being practiced by waqf managers. The literatures have highlighted on the performance of waqf as a social finance instrument with transformational impacts to the economic wellbeing of the beneficiaries. There is a considerable gap between the cyclic impact on the transformation of waqf beneficiaries into donors that needs to be highlighted. The main aim of the study is to conceptualize and validate the beneficiaries-donors model which evolved from the perspective of mutual assistance (ta’awun) prosumers, consumerchant, and volunteer. The study adopts a three-phase qualitative approach. The proposed model on Benefidonors is the result of the first stage, which involved content analysis of literature data. Data was also obtained via Focus Group Discussions (FGD) in the second step of creating and confirming the model. Three different groups of participants, namely donors, beneficiaries, and mutawalli, participated in three different sessions of FGD using MS Teams. The third stage is model validation where the participants have validated the model through a few series of FGD. The participants were given a conceptual model to see whether the new term introduced, "Benefidonors," could be accepted or require further refinement. The new term coined, Benefidonors concept, suggests for a transformational cyclic impact of the major players in the waqf activism. The major output of this paper is the validated term “Benefidonors” which is a hybrid word, derived from the word, “Beneficiaries” and “Donors”. The “Benefidonors” promotes towards “share more”, “use more” and “donate more” for waqf ecosystem using the concept of mutual assistance (ta’awun) prosumers, consumerchant and volunteer. The finding of this research shows that the new term "Benefidonors," even though it is still emerging and requiring efforts for exposure and branding, is inherently practiced, being aware of and known in the community, but it needs a systematic design and strategic arrangement for further expansion. - Some of the metrics are blocked by yourconsent settings
Publication Eight Years Of Journal Of Muamalat And Islamic Finance Research (JMIFR) (2004-2011) : A Way Forward(DigitalCommons@University of Nebraska - Lincoln, 2013) ;Fuadah Johari ;Muhammad RidhwanMuhammad Mohamad YusoffThis article presents the result of various bibliometric patterns of articles published by Journal of Muamalat and Islamic Finance Research (JMIFR). This journal is devoted to the field of Islamic Banking and Finance studies and their application in modern times. Data from each volume of JMIFR were collected and statistically analyzed using the Statistical Product & Service Solution (SPSS) software. This study looked at variables which include authorship patterns, length of articles, number of articles published, author productivity, contributing institutions and subject area patterns. Among the significant findings are that dual authorship is prevalent and accounted for about 56.8% of the articles published and the total number of article published for the period of 2004-2011 was 91 articles. It was found that 80% of the articles were published in English language. As for the reference used, 43.9% were journals, and 16% were books cited. The study demonstrated that despite its eight year of existence and multidisciplinary approach, contributors and citations of this journal has not yet international. Henceforth, this article provides significant suggestions and strategies for the future of JMIFR. - Some of the metrics are blocked by yourconsent settings
Publication Identifying Risks Of Financing For Agro Projects In Islamic Banks(2014) ;Muhammad Ridhwan Ab. AzizMuhammad Mohamad YusoffRisk and uncertainty are inherent in agro projects and commodity supply chains. Given the pervasiveness of risks, farmers, agro-entrepreneurs, international agencies, and banking institutions are increasingly seeking effective and sustainable strategies and approaches to mitigate, transfer, or cope with these inherent risks. The methodology of this paper is through quantitative research based on questionnaires to identify patterns of agro-entrepreneurs in facing various types of risks. The general finding of this paper shows that agro-entrepreneurs faced various risks, which also shows there is a need to have proper Shariah-compliant financing for their agro projects through Islamic banking institutions. - Some of the metrics are blocked by yourconsent settings
Publication Risks And Uncertainties For Agriculture Projects In Islamic Banking Institutions(AENSI Publications, 2014) ;Muhammad Ridhwan Ab. AzizMuhammad Mohamad YusoffBackground: Risk and uncertainty are inherent in any agro projects. Farmers, agro entrepreneurs, international agencies, and banking institutions are increasingly seeking effective and sustainable strategies and approaches to mitigate, transfer, or cope with these inherent risks. Objectives: To examine the type of risks and uncertainty associated with agro projects for financing in Islamic Banking Institutions. Results: There are many risks that associated with agriculture initiatives and by understanding the risks, agro-entrepreneurs able to minimize it and avoid any unexpected uncertainties. Conclusion: The general finding of this article shows that agro entrepreneurs faced various risks, which shows that there is a need to have a proper Shariah-compliant financing mechanism for agriculture projects through Islamic banking institutions.