This paper attempts to provide analyse the regulation and supervision of Islamic bank in Malaysia and the Gambia. Islamic banking first gained its appearance in Egypt at Mit Ghamar by Ahmed El Najjar in 1963. As a result this paper aimed to discuss and analyse on regulation and supervision between Malaysia and the Gambia. Islamic banking has experience worldwide acceptance by early 2003. During that period, there were at least 255 Islamic banks around the world. It is also evidenced through pass studies that Islamic banking has developed tremendously within the past decades. However the industry is still not great as conventional in almost all the operating regions. This implies that there are still lot to be done in terms of issues facing the industry. It signals that majority of banking users in all operating areas still have not adopted and it might not have been aware of the Islamic banking system. Regionally, operations and models in the operation of Islamic banking are different. As a result, this study will look and analyses issue that are principally similar and will also look into operational difference that are peculiar to each nation and way forward. The study basically compares on the development standard, models issues and challenges on regulation and supervision of Islamic banking between these two nations. This study uses a qualitative approach. This study discovers that in Malaysia and Gambia banking institutions have a different Islamic banking system.

House is the most important basic need for the human survival, however many individuals especially those who are categorised in the category of generation Y still do not acquire a house due to various factors. It is quite a normal practice for most of home-buyers in Malaysia to purchase a house through banking institutions. However, as a Muslim, it is an obligation to purchase and acquire a house through Islamic financial institutions (IFIs) as it is accordance to the Shariah principle. The objective of the study is to qualitatively identify factors affecting the behavior of Muslims generation Y in Malaysia towards Islamic home financing products. Apparently, it is found that religious belief, profit rate, offer and promotion, and fast service (loan approval) are factors in affecting Muslims generation Y in choosing Islamic home financing products. Afterwards, the study proposed to integrate the findings (identified factors) with the theory of Attitude-Behavior-Context (ABC). The study findings are expected to contribute significantly to the theory, methodology, and empirical practices.

One of the key elements for the success and performance of Islamic banking institutions is the structuring of good and sound cooperate governance. Forming and planning good corporate governance for Islamic banking institutions is an important attempt to make sure the institutions are well protected. There are various management and planning elements in corporate governance geared toward good corporate governance purely for Islamic banking institutions. Thus, the objective of this article is to examine the related literatures on governance for Islamic banking institutions between 2005 and 2015. The methodology of this article is through qualitative research based on document analysis on the previous articles and literatures on governance of Islamic banking. Data from each article related in this field were collected and statistically analyzed using the Statistical Product and Service Solution software. This study looked at variables which include authorship patterns, number of articles published, and author productivity. The general finding in this article shows that there are still a limited number of articles and papers published by the researchers related to this field. Henceforth, this article provides significant suggestions and strategies for the future exploration on governing and planning for good corporate governance for the Islamic banking institutions.