Publication:
The Relationship between Age and Level of Income with Understanding of Islamic Digital Banking

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dc.contributor.authorMuhammad Ridhwan Ab. Aziz
dc.contributor.authorMohd Zalisham Jali
dc.contributor.authorMohd Nazri Mohd Noor
dc.contributor.authorSyahnaz Sulaiman
dc.contributor.authorMohd Shukor Harun
dc.contributor.authorMuhammad Zakirol Izat Mustafar
dc.date.accessioned2024-08-23T17:04:41Z
dc.date.available2024-08-23T17:04:41Z
dc.date.issued2024
dc.date.submitted2024-8-23
dc.descriptionUMRAN - International Journal of Islamic and Civilizational Studies Volume: 11 No: 1 (page: 35–48)
dc.description.abstractThe rapid growth of information and communication technology development has driven the Islamic banking and finance industry to digitalize all transactions and Islamic banking products to go fully online. However, there is a hindrance in developing Islamic digital banking which is the lack of understanding about Islamic digital banking among Malaysia community from different age and level of income. This study aims to investigate the relationship between age and level of income of Malaysian community with the level of knowledge about Islamic digital banking. This study employed a quantitative survey questionnaire of 100 respondents. The Statistical Product and Service Solutions (SPSS) software version 27 has been used in this study in analysing the data through descriptive analysis. The general finding of this study showed that the young generation and people with lower income have more intention to adopt this new application compared to the older generation and people with higher income. By analyzing these relationships, the research could help Islamic banks tailor their services and products to various demographic groups, enhancing accessibility and understanding. Additionally, the findings might inform policymaking to create a more inclusive financial system, particularly in predominantly Muslim countries. Overall, the study appears to connect the fields of demographics, technology, economics, and cultural studies, potentially providing essential insights for the development and growth of Islamic digital banking.
dc.identifier.citationMuhammad Ridhwan Ab. Aziz, Mohd Zalisham Jalib, Mohd Nazri Mohd Noora, Syahnaz Sulaimana, Mohd Shukor Haruna, Muhammad Zakirol Izat Mustafa. (2024). The Relationship between Age and Level of Income with Understanding of Islamic Digital Banking. UMRAN - International Journal of Islamic and Civilizational Studies, 11(1), 35–48. https://doi.org/10.11113/umran2024.11n1.658
dc.identifier.doihttps://doi.org/10.11113/umran2024.11n1.658
dc.identifier.epage48
dc.identifier.issn2289-8204
dc.identifier.issue1
dc.identifier.spage35
dc.identifier.urihttps://jurnalumran.utm.my/index.php/umran/article/view/658
dc.identifier.urihttps://oarep.usim.edu.my/handle/123456789/22261
dc.identifier.volume11
dc.language.isoen_US
dc.publisherUTM Press
dc.relation.ispartofUMRAN - Journal of Islamic and Civilizational Studies
dc.relation.issn2289-9204
dc.relation.journalUMRAN - International Journal of Islamic and Civilizational Studies
dc.subjectDigital banking
dc.subjectIslamic digital banking
dc.subjectMaqaṣid al-Shariah
dc.subjectInformation Communication Technology (ICT)
dc.subjectIslamic finance
dc.titleThe Relationship between Age and Level of Income with Understanding of Islamic Digital Banking
dc.typetext::journal::journal article::research article
dspace.entity.typePublication
oaire.citation.endPage48
oaire.citation.issue1
oaire.citation.startPage35
oaire.citation.volume11
oairecerif.author.affiliationUniversiti Sains Islam Malaysia
oairecerif.author.affiliationUniversiti Sains Islam Malaysia
oairecerif.author.affiliationUniversiti Sains Islam Malaysia
oairecerif.author.affiliationUniversiti Sains Islam Malaysia
oairecerif.author.affiliationUniversiti Sains Islam Malaysia
oairecerif.author.affiliationUniversiti Sains Islam Malaysia

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