Publication:
The Role Of Islamic Microfinance For Poverty Alleviation In Bandung, Indonesia

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Abstract

The purpose of this study is to measure the impact of BMT on poverty alleviation in Bandung, as the capital city of West Java with the biggest population province in Indonesia. This study is incorporates income variables of micro-entrepreneur’s household, as well as the spiritual level indicator of micro-entrepreneur before and after they received financing from BMT. This is an impact assessment research. Any necessary information for this study will be extracted using empirical method. The primary data obtained through in-depth questionnaires in Bandung, Indonesia. The first object of impact assessment on this study is a group of micro-entrepreneurs that already using financing program from BMT one year or more, and second object is a group of micro-entrepreneurs that less than one year using BMT financing.To measure the impact of the BMT before and after financing on spiritual levels, this research using the pair-t test. The results of this study can be concluded that the number of poor micro-entrepreneurs in Bandung has been decreasing since they received BMT financing and BMT has influencing poverty alleviation among micro-entrepreneurs.

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Volume :2 No:1

Keywords

Islamic Microfinance, Poverty Alleviation, Micro-Entrepreneur

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