Nigerian National Health Insurance Scheme Under The Islamic Perspective: A Literature Review

The Nigerian National Health Insurance Scheme (NHIS) was launched with the main objective of providing good quality and cost-effective health-care services for insured persons and their dependants. The new scheme covers the formal public and private- organizations. However, some of Nigerian Muslims disagree and refused to join the scheme claiming that-insurance in any form, is unlawful (haram) as it is considered to be in total contradiction with the principles of Shariah. The study aims are to investigate from the literature available resources of NHIS using qualitative method, if there is any studies fall under the Islamic perspective on the scheme. Therefore, the main objective of the study is to find a research gap. The study analyses the development of the scheme based on the extensive literature on NHIS such as studies by (Agu, 2016; Garba&Ejembi 2015; Adewole 2015; Mohammed et al., 2011; Olakunde 2012; Hussain&Pasha 2011; and Aliyu, 2000 ;) with making discussion on Shariah compliance and Islamic perspective. The study found that all the available studies do not fall under the Islamic perspective on the Scheme they only focus on the cost, attitudes, contributions and way of financing the scheme to the social health insurance. This is the main finding of the research, and it can be considered as suggestion for future research.