Publication:
An Analysis on Fixed Deposit Profit Rate and Interest Rate Between Islamic and Convensional Banks and the Effects to Bank's Performance

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dc.contributor.authorMohd Saad, N.en_US
dc.date.accessioned2024-05-29T08:20:11Z
dc.date.available2024-05-29T08:20:11Z
dc.date.issued2007
dc.description.abstractThis study evaluates the Malaysian fixed deposit profit rate offered by Islamic banking with fixed interest rate offered by conventional bank for the period of 2002-2006. The performance of the banks was monitored to determine the effects of fixed deposit profit rate and fixed deposit interest rate to the bank's performance. To analyze the performance of banks, secondary data gathered from the analysis of bank's annual report and Thompson DataStream for the performance proxies such as net profit margin (NPM), return on equity (ROE) and return on invested capiyal (ROIC). The regression result found that tehre is a strong relationship between the bank's performances with their fixed deposits offered over the five years period. The results also indicates that the performance of conventional bank is out performs the Islamic bank. The study recommended that the bank could improve their profitability's performance with an improvement in fixed deposit rate offered to their customers in order to be competitive in the era of global world.
dc.identifier.epage18
dc.identifier.issn1823-075X
dc.identifier.issue1
dc.identifier.spage1
dc.identifier.urihttp://jmifr.usim.edu.my/index.php/jmifr/article/view/63
dc.identifier.urihttps://oarep.usim.edu.my/handle/123456789/14515
dc.identifier.volume4
dc.languageEnglish
dc.language.isoen_US
dc.publisherUniversiti Sains Islam Malaysiaen_US
dc.relation.ispartofThe Journal of Muamalat and Islamic Finance Research
dc.sourceOpen Journal Systems
dc.subjectFixed deposit profit rateen_US
dc.subjectFixed deposit interest rateen_US
dc.subjectNet profit marginen_US
dc.subjectReturn on equityen_US
dc.subjectReturn on invested capitalen_US
dc.titleAn Analysis on Fixed Deposit Profit Rate and Interest Rate Between Islamic and Convensional Banks and the Effects to Bank's Performance
dc.typeArticleen_US
dspace.entity.typePublication

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