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Determinants of Repayment Performance in Microcredit Programs: A Review of Literature

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dc.contributor.authorNorhaziah Nawaien_US
dc.contributor.authorMohd Noor Mohd Shariffen_US
dc.date.accessioned2024-05-28T06:09:09Z
dc.date.available2024-05-28T06:09:09Z
dc.date.issued2010-11
dc.descriptionVolume:1 No: 2 (page: 152-161)en_US
dc.description.abstractThe aim of microcredit is to help the poor and lower income group to get funds for their business activities and to improve their lives. Usually, the loans given are very small, in short term period, no collateral needed and required weekly repayment. However, repayment problems become the main obstacle for the microcredit institutions to continue providing microcredit services. This is because most of the microcredit institutions are Non- Governmental Organizations (NGOs), where they received funds from the government and donors and there are not profits oriented organizations. Therefore, this paper tries to review the determinants of repayment performances in microcredit programs which can be divided into four factors namely borrower characteristics, firm characteristics, loan characteristics and lender characteristics.en_US
dc.identifier.citationNawai, N., Noor, M., & Shariff, M. (2010). Determinants of Repayment Performance in Microcredit Programs: A Review of Literature. International Journal of Business and Social Science, 1(2). http://ijbssnet.com/journals/Vol._1_No._2_November_2010/12.pdf ‌en_US
dc.identifier.epage161
dc.identifier.issn2219-6021
dc.identifier.issue2
dc.identifier.spage152
dc.identifier.urihttps://www.ijbssnet.com/journal/index/45
dc.identifier.urihttps://oarep.usim.edu.my/handle/123456789/7107
dc.identifier.volume1
dc.language.isoen_USen_US
dc.publisherCenter for Promoting Ideas (CPI), USAen_US
dc.relation.ispartofInternational Journal Of Business And Social Scienceen_US
dc.subjectRepayment Performance, Microcredit Programs, NGOsen_US
dc.titleDeterminants of Repayment Performance in Microcredit Programs: A Review of Literatureen_US
dc.typeArticleen_US
dspace.entity.typePublication

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