Publication:
Compulsive Online Shopping, Spending Habits, And Locus Of Control On Financial Vulnerability Among Malaysians

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dc.contributor.authorNuradli Ridzwan Shah Mohd Dali
dc.contributor.authorWan Rasyidah Wan Nawang
dc.contributor.authorHanifah Abdul Hamid
dc.contributor.authorUmi Hamidaton Mohd Soffian Lee
dc.contributor.authorWan Nur Fazni Wan Mohamad Nazarie
dc.date.accessioned2024-06-16T06:27:38Z
dc.date.available2024-06-16T06:27:38Z
dc.date.issued2023
dc.date.submitted2024-1-5
dc.descriptionMalaysian Journal of Consumer and Family Economics (MAJCAFE) Volume 31 Issue 1 Page (175-209)
dc.description.abstractAt a time when the world economy is uncertain, people need to be financially prepared to ensure stability. However, many people are prone to financial vulnerability because of their attitude and behaviour, apart from their environment. Some people have excessive online shopping lifestyles, poor spending habits, and a lack of self-control, leading them into a major debt trap and other financial obstacles that increase their financial vulnerability. This study aims to examine the impact of the abovementioned factors on the financial vulnerability of Malaysians. The online survey targeted Malaysian consumers and received 2241 responses. The data were analysed by Partial Least Square-Structural Equation Modelling (PLS-SEM) using Smart PLS software. The results show that compulsive online shopping behaviour has a negative impact on financial vulnerability, while spending behaviour and locus of control have a positive effect. The findings of this study hold significance for both academics and practitioners alike. Theoretically, this study adds to the limited knowledge base in financial health and promotes a better understanding of the behavioural and psychological factors that influence individuals' financial vulnerability. Practically, this study highlights the importance of collaboration between the government and relevant agencies in developing comprehensive strategies to improve the financial stability and well-being of Malaysians to achieve the country's goal of becoming a highincome country with a high standard of living.
dc.identifier.citationNuradli Ridzwan Shah Mohd Dali, Wan Rasyidah Wan Nawang , Hanifah Abdul Hamid, Umi Hamidaton Mohd Soffian Lee, Wan Nur Fazni Wan Mohamad Nazarie (2023). Compulsive Online Shopping, Spending Habits, And Locus of Control on Financial Vulnerability Among Malaysians. Malaysian Journal of Consumer and Family Economics/Malaysian Journal of Consumer and Family Economics, 31(1), 175–209. https://doi.org/10.60016/majcafe.v31.07
dc.identifier.doi10.60016/majcafe.v31.07
dc.identifier.epage209
dc.identifier.issn1511-2802
dc.identifier.issue2023
dc.identifier.other573-66
dc.identifier.spage175
dc.identifier.urihttps://oarep.usim.edu.my/handle/123456789/19299
dc.identifier.urihttps://www.majcafe.com/compulsive-online-shopping-spending-habits-and-locus-of-control-on-financial-vulnerability-among-malaysians/
dc.identifier.volume31
dc.language.isoen_US
dc.publisherMalaysian Consumer and Family Economics Associatio
dc.relation.ispartofMalaysian Journal of Consumer and Family Economics (MAJCAFE)
dc.relation.issn2948-4189
dc.relation.journalMalaysian Journal of Consumer and Family Economics (MAJCAFE)
dc.subjectcompulsive online shopping behaviour
dc.subjectconsumer spending behaviour
dc.subjectconsumer financial vulnerability
dc.subjectlocus of control
dc.titleCompulsive Online Shopping, Spending Habits, And Locus Of Control On Financial Vulnerability Among Malaysians
dc.typetext::journal::journal article
dspace.entity.typePublication
oaire.citation.endPage209
oaire.citation.issue1
oaire.citation.startPage175
oaire.citation.volume31
oairecerif.author.affiliationUniversiti Sains Islam Malaysia
oairecerif.author.affiliationUniversiti Sains Islam Malaysia
oairecerif.author.affiliationUniversiti Sains Islam Malaysia
oairecerif.author.affiliationUniversiti Sains Islam Malaysia
oairecerif.author.affiliationUniversiti Sains Islam Malaysia

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