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Financial Performance of Malaysian Founder Islamic Banks Versus Conventional Banks

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dc.contributor.authorRosnia Masrukien_US
dc.contributor.authorNorhazlina Ibrahimen_US
dc.contributor.authorElmirina Osmanen_US
dc.contributor.authorHishamuddin Abdul Wahaben_US
dc.date.accessioned2024-05-27T14:42:40Z
dc.date.available2024-05-27T14:42:40Z
dc.date.issued2011
dc.descriptionVolume:6 No:2en_US
dc.description.abstractThis paper analyses and measures the performance of two Islamic Banks (Bank Islam and Bank Muamalat) as they deemed to be the pioneer and spearhead of the Islamic banking system in Malaysia. Both banks are then benchmarked against the conventional banks' performance over 5 years (2004-2008).When comparing Islamic banks profitability and liquidity against conventional banks, we found that Islamic banks are less profitable but have better liquidity than conventional banks. The higher profitability of conventional banks is due to the higher net financing and better asset quality that they have. In term of credit risk, we found that the conventional banks encountered high credit risk since their LDR much higher than Islamic banks. Future studies should expand this line of study to examine the best strategy that Islamic Banks can implement in order to attract more non-Muslims borrowers to apply financing from Islamic Banks even though Islamic Banks charging higher profit mark-up.en_US
dc.identifier.epage79
dc.identifier.issn1449-387X
dc.identifier.issue2
dc.identifier.spage67
dc.identifier.urihttps://oarep.usim.edu.my/handle/123456789/3650
dc.identifier.volume6
dc.language.isoen_USen_US
dc.publisherWorld Business Instituteen_US
dc.relation.ispartofJournal of Business and Policy Researchen_US
dc.titleFinancial Performance of Malaysian Founder Islamic Banks Versus Conventional Banksen_US
dc.typeArticleen_US
dspace.entity.typePublication

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