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The Potential Of Islamic Microfinance In Uplifting B20 Communities In Malaysia: A Review Of Literature

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dc.contributor.authorNorhaziah Nawaien_US
dc.date.accessioned2024-05-28T05:45:15Z
dc.date.available2024-05-28T05:45:15Z
dc.date.issued2020
dc.date.submitted20/1/2021
dc.descriptionVolume :1 Issue : 2en_US
dc.description.abstractThe purpose of this study is to review the Islamic microfinance model that best suit the bottom of the wealth pyramid (B20) communities. Islamic microfinance products and services that are friendly to the B20 communities are crucial to ensure they are not lacking behind from the current development where everybody has access to financial services. Most current Islamic microfinance products use debt-based financing that similar to banking products. These products not suitable to the B20 communities because it creates debt and burdens them to pay back the financing. This paper reviews past literature to determine the Islamic microfinance model through Scopus, Google Scholar, and ResearchGate platform. The search criteria are confined to English documents that are within the period of 2000-2020. Articles that did not score or did not convince that the subject of Islamic microfinance has been applied in the Islamic economy, Islamic finance, Islamic financing products, and economic development are excluded. Appropriate search keys are used to get better results. The findings inform that contemporary scholars show a robust commitment to the themes of the result during the stated period. Equity-based financing via musharakah mutanaqisah is seen as the innovative Islamic microfinance model that suits the B20 communities compare to debt based financing.en_US
dc.identifier.doihttp://eoi.citefactor.org/10.11241/asbj.01.02.002
dc.identifier.epage22
dc.identifier.issn2735-2358
dc.identifier.issue2
dc.identifier.spage12
dc.identifier.urihttps://asbj.aiu.edu.my/vol1issue2dec2020
dc.identifier.urihttps://oarep.usim.edu.my/handle/123456789/6349
dc.identifier.volume1
dc.language.isoen_USen_US
dc.publisherAlbukhary International Universityen_US
dc.relation.ispartofAlbukhary Social Business Journalen_US
dc.subjectIslamic Microfinance, B20 Communities, Malaysiaen_US
dc.titleThe Potential Of Islamic Microfinance In Uplifting B20 Communities In Malaysia: A Review Of Literatureen_US
dc.typeArticleen_US
dspace.entity.typePublication

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