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The study on factor that may influence credit risk management knowledge and awareness among micro business in Malaysia

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dc.contributor.affiliationsFaculty of Science and Technology
dc.contributor.affiliationsFaculty of Economics and Muamalat
dc.contributor.affiliationsUniversiti Sains Islam Malaysia (USIM)
dc.contributor.authorBasah, Mohamad Yazis Alien_US
dc.contributor.authorMuhamad, Nur Masitahen_US
dc.contributor.authorSabri, Hishamen_US
dc.contributor.authorKhairi, Khairil Faizalen_US
dc.contributor.authorAbdullah, Mahdhiren_US
dc.contributor.authorYusuf, Mazlynda Mden_US
dc.date.accessioned2024-05-29T02:03:07Z
dc.date.available2024-05-29T02:03:07Z
dc.date.issued2016
dc.descriptionVolume:10 Issue: 17en_US
dc.description.abstractMicro business plays an essential role for the development of Malaysia. Based on SME annual report year 2011, micro business represents almost 80% of business census. This figure showed the importance of micro business towards the development of country. However, there are many problems associates with micro business such as difficulties to get financing, shortage of capital, owners' knowledge and experience and others. There are many study conducted on how microbusiness get financing, knowledge of accounting, entrepreneurial behaviour but there is limited study on how credit risk management in microbusiness. Additionally, the main critiques in micro business also about entrepreneurs' knowledge in term of credit risk management in running the business. This knowledge is very important in order to have a good business performance and sustainability. For that reason the study is conducted in order to explore on how credit risk management knowledge and awareness among the entrepreneurs can be associated with different types of business-sole-proprietorship, partnership and private limited company. The study is conducted by distributing 460 questionnaires among micro business in Negeri Sembilan. The results shows mixed significant results on the relationship between types of business with credit risk awareness and credit risk knowledge. There is a significant difference among types of business on credit risk awareness; however there is no difference for different types of business with knowledge of credit risk management. The findings are very important for the better development and management of microbusiness in Malaysia. It is very useful for financial provider, government and entrepreneur. � Medwell Journals, 2016.en_US
dc.description.natureFinalen_US
dc.identifier.doi10.36478/ibm.2016.3787.3792
dc.identifier.epage3792
dc.identifier.issn19935250
dc.identifier.issue17
dc.identifier.scopus2-s2.0-84988973635
dc.identifier.spage3787
dc.identifier.urihttps://www.scopus.com/inward/record.uri?eid=2-s2.0-84988973635&partnerID=40&md5=d4d2b6bd676b66e16c84b7ec0dce9ad5
dc.identifier.urihttps://medwelljournals.com/abstract/?doi=ibm.2016.3787.3792
dc.identifier.urihttps://oarep.usim.edu.my/handle/123456789/10244
dc.identifier.volume10
dc.languageEnglish
dc.language.isoen_USen_US
dc.publisherMedwell Journalsen_US
dc.relation.ispartofInternational Business Managementen_US
dc.sourceScopus
dc.subjectAwarenessen_US
dc.subjectCredit management microbusinessen_US
dc.subjectCredit risk managementen_US
dc.subjectNegeri Sembilanen_US
dc.titleThe study on factor that may influence credit risk management knowledge and awareness among micro business in Malaysiaen_US
dc.typeArticleen_US
dspace.entity.typePublication

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