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Analisa Eksistensi Gharar Terhadap Perlaksanaan Pembiayaan Peribadi Tawarruq

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dc.contributor.affiliationsFaculty of Syariah and Law
dc.contributor.affiliationsUniversiti Sains Islam Malaysia (USIM)
dc.contributor.authorHussein Azeemi Abdullah Thaidien_US
dc.contributor.authorMuhamad Firdaus Ab Rahmanen_US
dc.contributor.authorAzman Ab Rahmanen_US
dc.date.accessioned2024-05-29T01:55:28Z
dc.date.available2024-05-29T01:55:28Z
dc.date.issued2014
dc.descriptionGlobal J. Al-Thaqafah Volume 4 Issue 1 Page (83-95)en_US
dc.description.abstractTawarruq personal financing is one of the most profitable Islamic finance products to Islamic financial institutions. However, it has been pointed out that its implementation triggered some controversial issues which related to the prohibition of gharar (ambiguity). This problem is getting bigger because there is no specific guideline prepared by the Central Bank of Malaysia (BNM) for the sake of proper tawarruq implementation. Hence, the objective of this research is to evaluate the existence of gharar in the tawarruq personal financing. This qualitative research adopts library method and observation method. The primary data is gained through the method of interviews with three selected respondents from Bank Islam Malaysia Berhad (BIMB). This research discovered that the gharar is existed in the implementation of tawarruq personal financing. This research concluded that its existence is permissible based on gharar yasir principles. The clarification in this research will retrieve the skeptical towards Islamic banking products and boost its productions. Nevertheless, it is recommended that this kind of research could be extended to explore on the other Islamic financing concepts such as musharakah, ijarah and al-rahnu to be implemented as personal financing instruments.en_US
dc.description.natureFinalen_US
dc.identifier.doi10.7187/GJAT572014.04.01
dc.identifier.epage95
dc.identifier.issn2232-0482
dc.identifier.issue1
dc.identifier.scopus2-s2.0-84905180268
dc.identifier.spage83
dc.identifier.urihttps://www.scopus.com/inward/record.uri?eid=2-s2.0-84905180268&doi=10.7187%2fGJAT572014.04.01&partnerID=40&md5=ed99dd6079fd48af9e03c4596020d41f
dc.identifier.urihttp://www.gjat.my/gjat062014/5720140401.pdf
dc.identifier.urihttps://oarep.usim.edu.my/handle/123456789/9705
dc.identifier.volume4
dc.languageMalay
dc.language.isoen_USen_US
dc.publisherKolej University Islam Sultan Azlan Shahen_US
dc.relation.ispartofGlobal J. Al-Thaqafahen_US
dc.sourceScopus
dc.sourcetitleGlobal Journal Al-Thaqafah
dc.subjectAmbiguityen_US
dc.subjectGhararen_US
dc.subjectIslamic bankingen_US
dc.subjectPersonal financingen_US
dc.subjectTawarruqen_US
dc.titleAnalisa Eksistensi Gharar Terhadap Perlaksanaan Pembiayaan Peribadi Tawarruqen_US
dc.title.alternativeThe Analysis of Gharar Existence inThe Implementation of Tawarruq Personal Financingen_US
dc.typeArticleen_US
dspace.entity.typePublication

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