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E-Wallet Models: An Appraisal of Shariah Related Issues

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dc.contributor.authorAsmadi Mohamed Naimen_US
dc.contributor.authorAzrul Azlan Iskandar Mirzaen_US
dc.contributor.authorAbdul Rahman A. Shukoren_US
dc.contributor.authorMohd Zakhiri Md. Noren_US
dc.contributor.authorNurul Aini Muhameden_US
dc.contributor.authorAzuan Ahmaden_US
dc.date.accessioned2024-05-28T06:52:18Z
dc.date.available2024-05-28T06:52:18Z
dc.date.issued2023
dc.date.submitted2024-2-21
dc.descriptionVol 23, No 2en_US
dc.description.abstractpecifically related to the relationship of the involved parties in the contract (operators, customers, and third parties). As e-wallet is also a critical enabler to increase financial inclusion among the different levels of society members (richer and poor), thus there is an increasing need to analyze the existing e-wallet models and their practices. The final aims are to preserve all parties’ rights and support the policymakers to structure e-wallet parameters that comply with Islamic law. This paper adopts qualitative research approaches, specifically content analysis and interviews. The data collection includes, among others, document reviews, interviews, and observations. The paper evaluates four e-wallet models in Malaysia and analyzes arising Sharia issues from those models. In the models, several Sharia issues can be found, which are related to the contracts used, the status of funds held by e-wallet providers, deposits in banks, and revenue generation. Findings from this paper serve as a basis for scholars and policymakers to provide guidelines for Sharia-compliant e-wallets.en_US
dc.identifier.citationNaim, A. M., Mirza, A. A. I., A. Shukor, A. R. A., Nor, M. Z. M., Muhamed, N. A., Ahmad, A., & S. Ali, S. R. S. (2023). E-Wallet Models: An Appraisal of Shariah Related Issues. AHKAM : Jurnal Ilmu Syariah, 23(2). https://doi.org/10.15408/ajis.v23i2.26596en_US
dc.identifier.epage542
dc.identifier.issn1412-4734
dc.identifier.issue2
dc.identifier.spage519
dc.identifier.urihttps://journal.uinjkt.ac.id/index.php/ahkam/article/view/26596
dc.identifier.urihttps://oarep.usim.edu.my/handle/123456789/7880
dc.identifier.volume23
dc.language.isoen_USen_US
dc.publisherFaculty of Sharia & Law UIN Syarif Hidayatullah Jakartaen_US
dc.relation.ispartofAhkam: Jurnal Ilmu Syariahen_US
dc.subjectE-wallet; e-money; Islamic finance; sharia parametersen_US
dc.titleE-Wallet Models: An Appraisal of Shariah Related Issuesen_US
dc.typeArticleen_US
dspace.entity.typePublication

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