Legal Basis Of Using Debt Collector Services By Sharia Banks And Financing Institutions To Collect Defaulting Fiduciary Guarantee In Indonesia

This study examines the legal basis and implementation of the use of debt collector services by Islamic banking or Islamic financing institutions. This billing is done to take the collateral if the fiduciary giver defaults. The type of research used is normative juridical research. Legal materials were collected by means of literature study and document study. The results of the research show that it is permissible to use debt collection services by Islamic Banking and Sharia Financing Institutions as long as they comply with the regulations regulated by Indonesia Bank, the Financial Services Authority, and the Constitutional Court Decision regarding fiduciary guarantees.