Factors Contributing to the Intention to Use Digital Platforms for Islamic Financial Education Among Malaysian Young Adults

Muhammad Zikry bin Hishamudin

Publication:
Factors Contributing to the Intention to Use Digital Platforms for Islamic Financial Education Among Malaysian Young Adults

datacite.subject.fos	Social sciences::Economics and Business
dc.contributor.advisor	Nur Shuhada Kamarudin [Supervisor]
dc.contributor.author	Muhammad Zikry bin Hishamudin
dc.date.accessioned	2024-08-15T04:37:56Z
dc.date.available	2024-08-15T04:37:56Z
dc.date.issued	2024-06
dc.description	Matric: 3211043 (FEM)-Restricted until July 2027
dc.description.abstract	The importance of Islamic financial education has been widely discussed in previous studies. Statistics prove that individual financial problems arise yearly and were argued to be due to the lack of education in Islamic finance. Thus, many studies suggest integrating digital platforms in Islamic financial education to enhance quality and accelerate learning. To be known as the Islamic Financial Hub, it was essential for Malaysia to be the first country to follow the development trend by prioritizing Islamic financial education. However, the study of the use of digital platforms for Islamic financial education is still in its infancy, and only a few learning platforms are available for Islamic financial education. This research, therefore, focuses on the factors contributing to the intention to use digital platforms for Islamic financial education among young adults in Malaysia. The conceptual framework adopted and adapted from the Unified Theory of Acceptance and Use of Technology (UTAUT) and the Social Construction of Technology (SCOT) theory. The study then distributed a questionnaire developed based on the theoretical framework using an online platform. The data was analyzed using Exploratory Factor Analysis (EFA) in Statistical Package for the Social Sciences (SPSS) before conducting the Structural Equation Model (SEM) using SPSS Amos. The findings of EFA show that from 40 items developed for this study, only 31 are reliable for conducting SEM. After conducting SEM, another three items were deleted to get the fit model of SEM. To conclude, the hypothesis of this study shows that social influence, effort expectancy, performance expectancy, and interpretive flexibility significantly affect the intention to use digital platforms for Islamic financial education among Malaysia’s young adults. Besides, Islamic financial knowledge did not significantly affect young Malaysian adults' intention to use digital platforms for Islamic financial education. As for that, future studies suggested looking deeper into the factor of Islamic financial knowledge that resulted in not being significant towards intention to use digital platforms for Islamic financial education. The study results can provide insight into the development of applications, especially in the field of education, in addition to helping the government realize more effective digital platforms for financial education.
dc.identifier.citation	Muhammad Zikry bin Hishamudin. (2024). Factors Contributing to the Intention to Use Digital Platforms for Islamic Financial Education Among Malaysian Young Adults [Master’s thesis, Universiti Sains Islam Malaysia]. USIM Research Repository.
dc.identifier.uri	https://oarep.usim.edu.my/handle/123456789/22189
dc.language.iso	en_US
dc.publisher	Universiti Sains Islam Malaysia
dc.subject	Digital platform
dc.subject	Islamic finance
dc.subject	Financial literacy
dc.subject	Financial education
dc.subject	Financial planning
dc.subject	Finance—Technological innovations
dc.subject	Finance—Technological innovations—Islamic countries
dc.subject	Banks and banking
dc.subject	Banks and banking—Islamic countries
dc.subject	Finance—Religious aspects—Islam
dc.title	Factors Contributing to the Intention to Use Digital Platforms for Islamic Financial Education Among Malaysian Young Adults
dc.type	text::thesis::master thesis
dspace.entity.type	Publication
oairecerif.author.affiliation	Universiti Sains Islam Malaysia