The Study on Relationship Education Background towards Credit Risk Management Knowledge and Awareness among Micro Business in Malaysia

Education background one of the important requirements for any types of business in handling with credit risk management issue. Besides that, knowledge and awareness are closely related on credit risk management because a business without knowledge and awareness are unable to handle credit risk wisely. Therefore, this study tries to investigate on the relationship of education background towards credit risk management knowledge and awareness among micro business in Malaysia. The purpose of this investigation is to examine either education background can influence awareness of credit risk management or knowledge of credit risk management. Result from this study shows that education background was influence awareness of micro business towards credit risk management and education background did not influence knowledge of micro business towards credit risk management.