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Bridging Financial Barrier: A Development Of Hybrid Takaful Model Towards Quality Mental Health Care Services In Malaysia

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dc.contributor.authorKhairil Faizal Khairien_US
dc.contributor.authorNur Hidayah Lailien_US
dc.contributor.authorHisham Sabrien_US
dc.date.accessioned2024-05-27T14:40:05Z
dc.date.available2024-05-27T14:40:05Z
dc.date.issued2020
dc.date.submitted44317
dc.descriptionVolume: 10 No: 10 (Page:1185 - 1194)en_US
dc.description.abstractCovering family’s members with family takaful is a necessary act in today’s environment if the financial risks are to be guarded particularly who are facing with mental health illness. This is due to fact that the cost of mental health services has always been a great barrier to accessing care for people with metal health problems and usually required series of consultations by the expert. Mental health illness becomes one of the major illnesses in Malaysia aside from heart disease that lead for seriously attention among takaful operators to include the mental health treatment in their family takaful premiums due to the worrying number of people suffering from mental health illness. Malaysia is still way behind in offering coverage for mental health illness with only AIA Malaysia and Etiqa Malaysia offers such a policy in the current market and there are huge potential in this product. Consequently, the objective of this paper is to propose a hybrid takaful model for mental health disorders in Malaysia particularly among the lower group of income due to the financial barriers. This paper uses a qualitative approach by analyzing the related document and past literature in achieving the current objective. The outcome from this study concluded that mental health takaful is needed in the Malaysia’s market in improving the mental health assessment in the country where the higher level of collaborative effort among the communities as well as governmental and NGOs is mandatory in combating this issue.en_US
dc.identifier.citationKhairi, K. F., Laili, N. H., & Sabri, H. (2020). Bridging Financial Barrier: A Development of Hybrid Takaful Model towards Quality Mental Health Care Services In Malaysia. International Journal of Academic Research in Business and Social Sciences, 10(10), 1185–1194.en_US
dc.identifier.doihttp://dx.doi.org/10.6007/IJARBSS/v10-i10/8278
dc.identifier.epage1194
dc.identifier.issn2222-6990
dc.identifier.issue10
dc.identifier.spage1185
dc.identifier.urihttps://hrmars.com/index.php/IJARBSS/article/view/8278/Bridging-Financial-Barrier-A-Development-of-Hybrid-Takaful-Model-towards-Quality-Mental-Health-Care-Services-In-Malaysia
dc.identifier.urihttps://oarep.usim.edu.my/handle/123456789/3564
dc.identifier.volume10
dc.language.isoen_USen_US
dc.publisherHuman Resource Management Academic Research Societyen_US
dc.relation.ispartofInternational Journal of Academic Research in Business and Social Sciencesen_US
dc.subjectMental Health Illness, Takaful Operators, Financial Burden, Islamic Financeen_US
dc.titleBridging Financial Barrier: A Development Of Hybrid Takaful Model Towards Quality Mental Health Care Services In Malaysiaen_US
dc.typeArticleen_US
dspace.entity.typePublication

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