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Using Decomposed Theory Of Planned Behavior To Predict Customers Intention To Adopt Islamic Home Financing

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dc.contributor.authorAminat Titilayo Ajetunmobien_US
dc.contributor.authorNorhazlina Ibrahimen_US
dc.contributor.authorSuhaila Abdul Hamiden_US
dc.date.accessioned2024-05-28T04:32:45Z
dc.date.available2024-05-28T04:32:45Z
dc.date.issued2018
dc.descriptionVolume:04 Issue:04en_US
dc.description.abstractThe perceptions of customers towards Islamic banking and its products is not a new area of research in Islamic finance. However, the previous studies mainly used the theory of reasoned action (TRA) and theory of planned behaviour (TPB). This study deems it necessary to decompose the factors that can influence human behaviour into the relevant variables in Islamic finance. Due to it is comprehensiveness and influence on perception, the study used the decomposed theory of planned behaviour (DTPB) to examine the factors that can influence homebuyers' intention to adopt Islamic home financing. A survey was conducted among 518 potential homebuyers in Nigeria, and the data were subjected to structural equation modelling. The study results revealed that attitude, subjective norms and perceived behavioural control influence the customer's intention to adopt Islamic home financing in Nigeria, while knowledge of Islamic finance and cost-benefit influence their attitude towards the intention. The DTPB can be used to understand customers' intention to adopt Islamic financing products. This study offers bankers insight into important factors to market their products, and help lawmakers understand why they should promote Islamic finance.en_US
dc.identifier.epage92
dc.identifier.issn2395-5929
dc.identifier.issue4
dc.identifier.spage83
dc.identifier.urihttp://www.eijfmr.com/issues/apr-2018.php
dc.identifier.urihttps://oarep.usim.edu.my/handle/123456789/5848
dc.identifier.volume4
dc.language.isoen_USen_US
dc.publisherMayas Publicationen_US
dc.relation.ispartofEmperor International Journal of Finance and Management Researchen_US
dc.subjectAdoption, Decomposed Theory of Planned Behaviour, Intention, Islamic Home Financing.en_US
dc.titleUsing Decomposed Theory Of Planned Behavior To Predict Customers Intention To Adopt Islamic Home Financingen_US
dc.typeArticleen_US
dspace.entity.typePublication

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