مزايا الاستثمار الإسلامي وأثرها في التنمية المستدامة

In contemporary economic discourse, there exists a pivotal inquiry into the salient characteristics of the Islamic investment industry, which has manifested a noteworthy ascendancy on both Islamic and global fronts in recent years. This study scrutinizes the advantageous aspects of the Islamic investment industry in the present reality, delineating the contributing factors underpinning its proliferation. The findings underscore the divine origins of Islamic investment, grounded in the Qur'an and the Sunnah, operating within the realm of virtuous deeds and ethical conduct, eschewing prohibitions. Central to its ethos is a commitment to justice, participation, solidarity, cooperation, and the safeguarding of the rights of both the affluent and the indigent. Moreover, Islamic investment distinguishes itself from other man-made systems by intricately linking the economy to a set of moral values inherent in financial transactions, including unwavering commitment to truthfulness, honesty, loyalty, and the avoidance of fraudulent practices, monopolies, usury, and injustice.The study reveals that Islamic investment is adaptable and amenable to development, aligning with contemporary contracts that adhere to Sharia principles. Emphatically, it is instrumental in establishing socially responsible and productive projects that stimulate economic activity, generating incomes, augmenting real demand for goods and services, and bolstering savings rates. Consequently, this engenders a positive feedback loop, propelling investment rates and sustaining the cyclical momentum of the economy and production. Crucially, Islamic investment steadfastly avoids engagement in projects that could induce environmental pollution or harm to others, underscoring its commitment to sustainable and ethical practices. This comprehensive analysis contributes valuable insights to the burgeoning academic discourse on the dynamic and principled underpinnings of the Islamic investment industry.