Publication:
Millenials Investors and Investment Intention in Digital Retail Sukuk

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Abstract

Millennial investors have an important role in developing sukuk investment products and services, specifically at the retail level. Sukuk issuances play a critical role in promoting economic growth as a source of domestic funding. At present, there are moves towards introducing digital sukuk at the retail level to make it accessible to general public. The present study investigates the knowledge and preferences of millennials towards digital retail sukuk offered in Malaysia and Indonesia. For that purpose, survey questionnaires are distributed in early 2022 to 135 respondents in both countries to examine their perceptions and awareness of retail digital sukuk investment based on purposive samplings. Identifying factors influencing millennials investment decision in retail digital sukuk will contribute to the development of Islamic financial products and services in both countries. The findings suggest that values and technology-fit tasks are important variables in sukuk investment among the respondents. To the policymakers, the findings will provide an early profile of millennials investors who are more inclined to use technological advances in investing. It is important to understand millennials' preferences to appropriately assess both opportunities and risks in investing

Description

E-Proceeding SAIS 2022 Seminar Antarabangsa Islam dan Sains 2022 : “Memimpin Integrasi Ilmu Naqli dan Aqli” /Editor: Noorfajri Ismail (Head) , Latifah Abdul Latiff , Zalika Adam, Syamila Mansor, Dzulkhairi Mohd Rani, Ahmad Fadly Nurullah Rasedee, Azman Ab Rahman, Nur Aina Abdulah, Manal Jusoh, Syed Najihuddin Syed Hassan 1 December 2022 \ Venue: Fakulti Perubatan dan Sains Kesihatan, USIM Organized by Persatuan Kakitangan Akademik Universiti Sains Islam Malaysia (PKAUSIM), Faculty of Syariah and Law, USIM and the Institute of Fatwa and Halal (iFFAH)

Keywords

Retail sukuk, digital sukuk, millenials investors, Covid-19, Islamic economics

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