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A Theoretical Framework Of E-wallet Adoption Among Small-sized Muslim Merchants: An Application And Extension Of Technology Acceptance Model

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dc.contributor.authorNor Asiah Yaakub
dc.contributor.authorNathasa Mazna Ramli
dc.contributor.authorNurul Aini Muhamed
dc.contributor.authorSumaiyah Abd Aziz
dc.contributor.authorAgoos Munalis Tahir
dc.date.accessioned2024-06-16T06:26:55Z
dc.date.available2024-06-16T06:26:55Z
dc.date.issued2023
dc.date.submitted2024-3-26
dc.descriptionJournal of Information System and Technology Management (JISTM) Volume 8 Issue 33 Page (255-268)
dc.description.abstractThe use of wallets is increasing rapidly, especially during the covid-19 pandemic due to movement control orders. E-wallets is a favourable choice of e-money transfer among younger and tech-savvy people and those who are at an advanced level in their lives influenced by the internet. Current research trends on e-wallet adoption emphasized on the customer side but dearth of academic work on merchant’s perspective. From literature, there is no thorough framework for e-wallet adoption. It is also worthy to highlight that the adoption rate amongst small merchants especially among Muslims is still low compared to numbers of established small business. The factors that influence the use of e-wallets among merchant users may differ from customer users due to the different purposes of using e-wallets. Furthermore, there is another religious factor, which is related to Islamic principles that are exclusively for Muslims where this might influence Muslim’s decision in adopting e-wallet. Thus, it is essential to address this issue since small-sized Muslim merchants representing the majority businesses in Malaysia. Their adoption of e-wallets will contribute to the world aim in achieving a cashless society. This study proposes a conceptual framework grounded from Technology Acceptance Model with extensions of other variables such as trust, technology efficacy, government support, and structural assurance as to explore the factors that influence merchants e-wallet adoption. This paper has made an initial effort to propose a comprehensive theoretical framework as a basis for a future research agenda. This also calls for empirical testing on the suggested variables in the context of small-sized Muslim merchants.
dc.identifier.citationNor Asiah Yaakub,Nathasa Mazna Ramli, Nurul Aini Muhamed, Sumaiyah Abd Aziz,Agoos Munalis Tahir . (2023). A Theoretical Framework of E-Wallet Adoption Among Small-Sized Muslim Merchants: An Application and Extension of Technology Acceptance Model. Journal of Information System and Technology Management, 8 (33), 255-268.
dc.identifier.doi10.35631/JISTM.833019
dc.identifier.epage268
dc.identifier.issn0128-1666
dc.identifier.issue33
dc.identifier.other1427-9
dc.identifier.spage255
dc.identifier.urihttps://oarep.usim.edu.my/handle/123456789/19133
dc.identifier.volume8
dc.language.isoen_US
dc.publisherGLOBAL ACADEMIC EXCELLENCE (M) SDN BHD
dc.relation.ispartofJournal of Information Systems and Technology Management
dc.relation.issn0128-1666
dc.relation.journalJournal of Information System and Technology Management (JISTM)
dc.subjectE-wallet
dc.subjectAdoption
dc.subjectMerchant Perspective
dc.subjectSmall-Sized Merchants
dc.subjectIslamic Principles
dc.titleA Theoretical Framework Of E-wallet Adoption Among Small-sized Muslim Merchants: An Application And Extension Of Technology Acceptance Model
dc.typetext::journal::journal article
dspace.entity.typePublication
oaire.citation.endPage268
oaire.citation.issue33
oaire.citation.startPage255
oaire.citation.volume8
oairecerif.author.affiliationUniversiti Sains Islam Malaysia
oairecerif.author.affiliationUniversiti Sains Islam Malaysia
oairecerif.author.affiliationUniversiti Sains Islam Malaysia
oairecerif.author.affiliationUniversiti Sains Islam Malaysia
oairecerif.author.affiliationUniversiti Sains Islam Malaysia

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