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Factors Affecting The Acceptance Of Equity-Based Financing: A Study Among Muslim Users Of Financing

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dc.contributor.authorSiti Nor Amira Mohamaden_US
dc.contributor.authorMohamad Yazis Ali Basahen_US
dc.contributor.authorMuhammad Ridhwan Ab Azizen_US
dc.contributor.authorNuradli Ridzwan Shah Mohd Dalien_US
dc.date.accessioned2024-05-31T02:19:38Z
dc.date.available2024-05-31T02:19:38Z
dc.date.issued2021-09-09
dc.descriptionDate: 9 September 2021 Platform: MSTeams, USIM Nilai, Negeri Sembilan, Malaysia.en_US
dc.description.abstractEquity-based Financing (EBF) - Musharakah and Mudharabah are one of the unique contracts introduced by Islamic banks because they have unique features compared to other types of financing such as in terms of types of partners, rights of management, sharing profit-and losses, liability and ownership of assets. This paper aims to examine the factors that drive Malaysian Muslim users of financing to accept EBF. Specifically, this paper examines the relationship between five factors: knowledge, understanding, perception, the level of awareness and religiosity among Malaysian Muslim users of financing regarding their acceptance on EBF. Approximately 258 Malaysian Muslim users of financing around Kuala Lumpur, Selangor and Negeri Sembilan were randomly picked as respondents of this study. Qualitative data were also collected through interviews with the bank personnel and the bank’s customers besides the online-based self- administered questionnaire survey. Employing the SPSS approach, the hypotheses of the study were tested. The findings showed that there are significance relationships between understanding, perception, the level of awareness and religiosity perceived among Malaysian Muslim users of financing and their acceptance of EBF except for knowledge was not significant. Keywords: Equity-based Financing (EBF), Musharakah, Mudharabah, Islamic Banking and Financeen_US
dc.identifier.urihttps://oarep.usim.edu.my/handle/123456789/18497
dc.language.isoenen_US
dc.publisherUniversiti Sains Islam Malaysiaen_US
dc.relation.conferenceE-PROSIDING SEMINAR ANTARABANGSA ISLAM DAN SAINS 2021 (SAIS 2021)en_US
dc.subjectEquity-based Financing (EBF),en_US
dc.subjectMusharakah,en_US
dc.subjectMudharabah,en_US
dc.subjectIslamic Banking and Financeen_US
dc.titleFactors Affecting The Acceptance Of Equity-Based Financing: A Study Among Muslim Users Of Financingen_US
dc.typeArticleen_US
dspace.entity.typePublication

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