Publication:
Consumers' perception of islamic credit cards: An exploratory study

dc.contributor.affiliationsUniversiti Teknologi MARA (UiTM)
dc.contributor.affiliationsUniversiti Sains Islam Malaysia (USIM
dc.contributor.affiliationsIslamic Financial Planner Certificant
dc.contributor.authorJohan Z.J.en_US
dc.contributor.authorHussain M.Z.en_US
dc.contributor.authorPutit L.en_US
dc.contributor.authorDali N.R.S.M.en_US
dc.contributor.authorHafit N.I.A.en_US
dc.date.accessioned2024-05-29T02:06:44Z
dc.date.available2024-05-29T02:06:44Z
dc.date.issued2017
dc.description.abstractThe growth and development of Islamic finance in Malaysia vis-�-vis the conventional finance has been supported by the comprehensive regulatory framework and a conducive environment. Despite the favourable operating environment, and commendable performance of certain Islamic financial products and services, a majority of financial services consumers is still pursuing conventional banking products. Their lack of acceptance of Shariah compliant banking products is attributable to many factors; including lack of knowledge and awareness of Shariah compliant issues, which has given rise to scepticism and continued misperception of the products as well as bankers' approaches to product and market development of Islamic financial products and services. This exploratory study is aimed at identifying consumer acceptance of Islamic Credit Cards (ICCs) and the determinants of their acceptance. The variables tested were attitude, knowledge, perceived benefits, brand reputation and Shariah compliance. Since Islamic banking products are meant for all, it is timely to highlight the focal point of Shariah compliance as the main attribute. This study also provides further insights into understanding consumers' acceptance of ICCs. � Universiti Putra Malaysia Press.en_US
dc.description.natureFinalen_US
dc.identifier.epage195
dc.identifier.issn1287702
dc.identifier.issueDecember
dc.identifier.scopus2-s2.0-85047316386
dc.identifier.spage179
dc.identifier.urihttps://www.scopus.com/inward/record.uri?eid=2-s2.0-85047316386&partnerID=40&md5=23e1c60948f15ca20305c9bffa7aade2
dc.identifier.urihttps://oarep.usim.edu.my/handle/123456789/10373
dc.identifier.volume25
dc.languageEnglish
dc.language.isoen_USen_US
dc.publisherUniversiti Putra Malaysiaen_US
dc.relation.ispartofPertanika Journal of Social Sciences and Humanitiesen_US
dc.sourceScopus
dc.subjectAcceptanceen_US
dc.subjectAttitudeen_US
dc.subjectIslamic financial productsen_US
dc.subjectKnowledgeen_US
dc.subjectShariah complianceen_US
dc.titleConsumers' perception of islamic credit cards: An exploratory studyen_US
dc.typeArticleen_US
dspace.entity.typePublication

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