Pengaruh Pengetahuan, Religiusitas, Pendapatan, Motivasi dan Daftar Tunggu Haji terhadap Minat Menabung Tabungan Haji pada Perbankan Syariah

Performing the pilgrimage becomes a dream for every Muslim throughout the world, including in Indonesia. Not all Muslims, however, can perform this unless for those with financial support. One way to perform the pilgrimage is by participating in the Hajj savings program at Sharia Bank. This study aims to analyze the effects of knowledge, religiosity, income, motivation and waiting lists for Hajj on interest in banking in sharia banking. This study used primary data by distributing questionnaires. This is a quantitative research with a population of 206,457 Banjar people and a sample of 100 respondents. Data processing in this study was carried out using SPSS version 21, with data analysis used in this study namely validity test, reliability test, classical assumption test, multiple linear regression analysis, coefficient of determination, and hypothesis testing. The results of this study indicate that the results of testing the F statistical test (F test), Fcount > Ftable (50.326 > 2.31) which means that the variables of knowledge, religiosity, income, motivation, and pilgrimage waiting list simultaneously affect the interest of the people of Banjar City in having savings pilgrimage in Sharia banking. Among these variables, the most dominant variable is the haj waiting period