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The Impact of Microfinance Services on Household Economic Well-being With the Moderating Role of Microfinance Institutions' Credibility

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dc.contributor.authorW Muhammad Zainuddin B Wan Abdullah
dc.contributor.authorWan Nur Rahini Aznie Bt Zainudin
dc.contributor.authorHafiz Muhammad Zia-ul-haq
dc.date.accessioned2024-10-17T17:04:34Z
dc.date.available2024-10-17T17:04:34Z
dc.date.issued2024
dc.date.submitted2024-10-17
dc.descriptionAsian Development Policy Review Volume: 12 No:3 (page: 264–280.)
dc.description.abstractThe main purpose of this study is to investigate the impact of microfinance services on the economic well-being of clients in Malaysia and to explore how the credibility of microfinance institutions moderates the relationship between microfinance services and economic well-being. The data was collected from clients of Amanah Ikhtiar Malaysia, the largest microfinance organization catering to low-income households in Malaysia for this study. The research applied measurement and structural models to analyze the data and test the formulated research hypotheses comprehensively employing structural equation modeling. The analysis results demonstrated a significant and positive impact of financial and non-financial microfinance services on the economic well-being of clients. Furthermore, the findings also revealed that the credibility of microfinance institutions plays a crucial role in augmenting the effectiveness of financial services in fostering economic success. In essence, this research suggests that the credibility of microfinance institutions strengthens the impact of financial interventions aimed at improving clients' economic status. These outcomes have significant implications for the design and implementation of microfinance programs in Malaysia emphasizing the importance of financial and non-financial services and the credibility of the institutions delivering them in positively influencing clients’ economic well-being.
dc.identifier.citationW Muhammad Zainuddin B Wan Abdullah,Wan Nur Rahini Aznie Bt Zainudin & Hafiz Muhammad Zia-ul-haq . (2024). The impact of microfinance services on household economic well-being with the moderating role of microfinance institutions’ credibility. Asian Development Policy Review, 12(3), 264–280. https://doi.org/10.55493/5008.v12i3.5169
dc.identifier.doi10.55493/5008.v12i3.5169
dc.identifier.epage280
dc.identifier.issn2313-8343
dc.identifier.issue3
dc.identifier.spage264
dc.identifier.urihttps://archive.aessweb.com/index.php/5008/article/view/5169
dc.identifier.urihttps://oarep.usim.edu.my/handle/123456789/23617
dc.identifier.volume12
dc.language.isoen_US
dc.publisherAESS Publications.
dc.relation.ispartofAsian Development Policy Review
dc.relation.issn2518-2544
dc.relation.journalAsian Development Policy Review
dc.subjectAmanah Ikhtiar Malaysia
dc.subjectMicroenterprise performance
dc.subjectMicrofinance institutions’ credibility
dc.subjectMicrofinance services.
dc.titleThe Impact of Microfinance Services on Household Economic Well-being With the Moderating Role of Microfinance Institutions' Credibility
dc.typetext::journal::journal article::research article
dspace.entity.typePublication
oaire.citation.endPage280
oaire.citation.issue3
oaire.citation.startPage264
oaire.citation.volume12
oairecerif.author.affiliationUniversiti Sains Islam Malaysia
oairecerif.author.affiliation#PLACEHOLDER_PARENT_METADATA_VALUE#
oairecerif.author.affiliationUniversiti Sains Islam Malaysia

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