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Factors Determining Intention To Use Banking Technology In Indonesian Islamic Microfinance

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dc.contributor.authorKartiko Adi Wibowoen_US
dc.contributor.authorAbdul Ghafar Ismailen_US
dc.contributor.authorAchmad Tohirinen_US
dc.contributor.authorJaka Sriyanaen_US
dc.date.accessioned2024-05-28T04:26:18Z
dc.date.available2024-05-28T04:26:18Z
dc.date.issued2020
dc.date.submitted21/12/2020
dc.descriptionVolume: 7 No: 12en_US
dc.description.abstractThis study aims to determine the perceptions of Islamic Financial Cooperative (BMT) managers in the Indonesian BMT Association on the acceptance of core banking technology. The Technology Acceptance Model (TAM) is used because it has simple theoretical characteristics (parsimony) and is supported by data (verifiability). This study develops the TAM model by integrating new variables –perceptions of maqashid sharia, perceptions of economies of scale, perceptions of market structure, and perceptions of technology procurement costs. These new variables are used to measure intention in using technology and actual usage in BMT operations. This study used PLS-SEM with smartPLS 3. The study was conducted in Central Java in six ex-Residency at 35 BMT with 300 respondents consisting of six levels of position level. The research found that maqashid sharia and market structure directly influenced the intention of BMT managers in using core banking technology. This new finding strengthens a theoretical model regarding the role of maqashid sharia in the acceptance of information technology in BMT. In addition, the perception of economies of scale has no significant effect on intention in using technology or its actual usage. The perception variable of technology procurement costs was found to have no significant effect on intention in using technology.en_US
dc.identifier.doihttps://doi.org/10.13106/jafeb.2020.vol7.no12.1053
dc.identifier.epage1064
dc.identifier.issn2288-4645
dc.identifier.issue12
dc.identifier.spage1053
dc.identifier.urihttp://koreascience.or.kr/article/JAKO202034651879530.page
dc.identifier.urihttps://oarep.usim.edu.my/handle/123456789/5632
dc.identifier.volume7
dc.language.isoen_USen_US
dc.publisherKorean Distribution Science Associationen_US
dc.relation.ispartofThe Journal of Asian Finance, Economics and Businessen_US
dc.subjectMaqasid Sharia, BMT, Islamic Microfinance, Market Structure, Technology Acceptance Modelen_US
dc.titleFactors Determining Intention To Use Banking Technology In Indonesian Islamic Microfinanceen_US
dc.typeArticleen_US
dspace.entity.typePublication

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