Publication:
Link Between Non-performing Loans (NPL) And Economic Growth: Evidence From An Emerging Economy

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dc.contributor.authorNusrat Nargisen_US
dc.contributor.authorNursilah Binti Ahmaden_US
dc.contributor.authorNorhazlina Binti Ibrahimen_US
dc.contributor.authorZurina Binti Kefelien_US
dc.date.accessioned2024-05-28T04:29:54Z
dc.date.available2024-05-28T04:29:54Z
dc.date.issued2019
dc.date.submitted2020-04-03
dc.descriptionThe Business and Management Review, Volume 10 Number 5 December 2019en_US
dc.description.abstractManaging bad loans or Non-Performing Loans (NPL) is a deep-rooted and persistent issue of many emerging economies. Banks are experiencing NPLs which eventually are affecting the profitability of the banks. The purpose of this paper is to investigate the influence of factors of economic growth on NPLs of an emerging economy. In this study, GDP growth rate, real interest rate, inflation rate, one period lag value of NPL and unemployment rate are used as independent variables and ratio of Non-Performing Loans (NPL) to Total Loans is used as dependent variable. Data was collected from World Bank Open Data for Bangladesh and Bangladesh Bank for the year 1990 to 2018. The study employs multiple regression analysis and Multicollinearity test is also performed to test whether there is any strong correlation among the independent variables. This study reveals that NPLs rate can be significantly influenced by unemployment rate, inflation rate, real interest rate and one period lag value of NPL. However, GDP growth rate is found to be insignificant to NPLs rate in Bangladesh. This study might help policymakers to manage NPLs rate of Bangladesh in a better way to ensure sustainability of banks in future.en_US
dc.identifier.epage101
dc.identifier.issn2047-2862
dc.identifier.issue5
dc.identifier.other215-44
dc.identifier.spage96
dc.identifier.urichrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/viewer.html?pdfurl=https%3A%2F%2Fcberuk.com%2Fcdn%2Fconference_proceedings%2F2020-01-05-09-28-03-AM.pdf&clen=206100&chunk=true
dc.identifier.urihttps://oarep.usim.edu.my/handle/123456789/5760
dc.identifier.volume10
dc.language.isoenen_US
dc.publisherCBER UKen_US
dc.relation.ispartofThe Business and Management Reviewen_US
dc.subjectNon-Performing Loans;en_US
dc.subjecteconomic growth;en_US
dc.subjectbanks;en_US
dc.subjectBangladesh.en_US
dc.titleLink Between Non-performing Loans (NPL) And Economic Growth: Evidence From An Emerging Economyen_US
dc.typeArticleen_US
dspace.entity.typePublication

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