Norhaziah NawaiMohd Noor Mohd Shariff2024-05-282024-05-282010-11Nawai, N., Noor, M., & Shariff, M. (2010). Determinants of Repayment Performance in Microcredit Programs: A Review of Literature. International Journal of Business and Social Science, 1(2). http://ijbssnet.com/journals/Vol._1_No._2_November_2010/12.pdf ‌2219-6021https://www.ijbssnet.com/journal/index/45https://oarep.usim.edu.my/handle/123456789/7107Volume:1 No: 2 (page: 152-161)The aim of microcredit is to help the poor and lower income group to get funds for their business activities and to improve their lives. Usually, the loans given are very small, in short term period, no collateral needed and required weekly repayment. However, repayment problems become the main obstacle for the microcredit institutions to continue providing microcredit services. This is because most of the microcredit institutions are Non- Governmental Organizations (NGOs), where they received funds from the government and donors and there are not profits oriented organizations. Therefore, this paper tries to review the determinants of repayment performances in microcredit programs which can be divided into four factors namely borrower characteristics, firm characteristics, loan characteristics and lender characteristics.en-USRepayment Performance, Microcredit Programs, NGOsArticle15216112