Siti Nor Amira MohamadMohamad Yazis Ali BasahMuhammad Ridhwan Ab. Aziz2024-05-282024-05-282018Mohamad, S. N. A., Basah, M. Y. A., & Aziz, M. R. A. (2018). Credit Risk Management: Exploring Current Practices and Important Elements in Business Financing Decisions. International Journal of Academic Research in Business and Social Sciences, 8(5), 548–562.2222-699010.6007/IJARBSS/v8-i5/4142https://hrmars.com/index.php/IJARBSS/article/view/4142/Credit-Risk-Management-Exploring-Current-Practices-and-Important-Elements-in-Business-Financing-Decisionshttps://oarep.usim.edu.my/handle/123456789/7448Vol. 8, No. 5, May 2018, Pg. 548 - 562The aim of the study is to explore the current practices and important elements in business financing decisions. To achieve this aim of the study, the study conduct in-depth interviews with selected business financing officers as to get their perceptions concerning to the issues, prospects and get some insight new Islamic elements in making business financing decisions. It is found that Islamic elements should be added in financing decisions and these as tools and guidelines for Islamic banks to refer the development of the parameter in commercial financing activities.en-USCredit Risk Management, Business Financing Decisions, Islamic Banking, Islamic Elements.Article54856285