Nuradli Ridzwan Shah Mohd DaliWan Rasyidah Wan NawangHanifah Abdul HamidUmi Hamidaton Mohd Soffian LeeWan Nur Fazni Wan Mohamad Nazarie2024-05-312024-05-312021-09-09https://oarep.usim.edu.my/handle/123456789/18491Keynote Paperen-USKeynote Paper : Financial Vulnerability Among Malaysians Amid Covid19Article