Nor Haziah HashimWan Rasyidah Wan NawangIntan Fatimah Anwar2025-05-082025-05-082024Nor Haziah Hashim, Wan Rasyidah Wan Nawang & Intan Fatimah Anwar. (2024). A Conceptual Study on the Intention to Use Financial Robo-Advsors for Islamic Financial Products: Empowering Madani Economy. Seminar Antarabangsa Islam Dan Sains 2024 (SAIS 2024), 253–261. https://pkausim.usim.edu.my/sais-2024/3083-872Xhttps://pkausim.usim.edu.my/sais-2024/https://oarep.usim.edu.my/handle/123456789/26684Seminar Antarabangsa Islam dan Sains 2024 (SAIS 2024) Editor: Noorfajri Ismail (Head of Editorial), Syamila Mansor, Ahmad Fadly Nurullah Rasedee, Haslinawati Mohd Mustapha, Abdul Rashid Abdul Aziz, Junaidah Abu Seman & Siti Rubaini Mat 26 September 2024 Anjuran: Persatuan Kakitangan Akademik Universiti Sains Islam Malaysia (PKAUSIM),Fakulti Pengajian Bahasa Utama (FPBU), Institut Sains Islam (ISI) dan Institut Fatwa dan Halal (iFFAH), USIMOne of the biggest breakthroughs in Malaysia's financial ecosystem is the introduction of financial robo-advisors (FRAs), an artificial intelligence or AI-powered tools that automate investor portfolio management. FRAs, despite being new in Malaysia, are rapidly advancing with untapped research potential. In addition, FRAs are gaining popularity among the financial consumers in a tech-driven world. Unfortunately, there is a lack of research focusing on retail investors on FRAs. Malaysia, the global Islamic finance hub, employs FRAs for Islamic financial product advisory services, but research on their use in educating retail advisors is limited. This paper proposes a simple yet comprehensive conceptual model that expands the Technology Acceptance Model (TAM) and Unified Theory of Acceptance and Use of Technology (UTAUT) to identify the main determinants influencing the intention to use FRAs for Islamic financial products among retail investors in Malaysia.en-USFinancial Robo-AdvisorsIslamic financial productsTAMUTAUTtext::conference output::conference proceedings::conference paper253261