Ari Tri WibowoTri Lisiani Prihatinah2024-05-302024-05-302021-12-30e-ISBN: 9789670001104https://fsu.usim.edu.my/proceeding/https://oarep.usim.edu.my/handle/123456789/17899E-Proceedings International Convention on the Basic Structure of Constitution 2021 (ICOBAC 2021) Theme: "Towards Dignifying Islam in the Framework of Rule of Law & Supremacy of Constitution" 15 – 16 December 2021 Organized By: Fakulti Syariah Dan Undang-Undang, Universiti Sains Islam Malaysia (USIM) And Fakulti Pengajian Industri, Universiti Malaysia Pahang (UMP) Collaboration With: Fakulti Syariah Dan Undang-Undang, Universiti Islam Sultan Shariff Ali (UNISSA), Brunei And Fakultas Hukum, Universitas Jendral Soedirman (UNSOED), IndonesiaThis study examines the legal basis and implementation of the use of debt collector services by Islamic banking or Islamic financing institutions. This billing is done to take the collateral if the fiduciary giver defaults. The type of research used is normative juridical research. Legal materials were collected by means of literature study and document study. The results of the research show that it is permissible to use debt collection services by Islamic Banking and Sharia Financing Institutions as long as they comply with the regulations regulated by Indonesia Bank, the Financial Services Authority, and the Constitutional Court Decision regarding fiduciary guarantees.en-USBanking, Sharia Financing Institution, Fiduciary, Debt CollectorArticle257267