Norhazlina Ibrahim2024-05-302024-05-3020121823-4569https://oarep.usim.edu.my/handle/123456789/15371This paper is an exploration on the importance and scope of ijtihad. It is one of the vital sources and act us the main references that can be used in explaining the ever-changing human needs in response to the Muamalat-related needs and practices. The application of ijtihad in few controversial Islamic contracts such as bayinah and bay' al-dayn in Islamic Finance are also discussed in great detail.en-USIjtihad, Islamic finance, Bay'inah Bay' al-daynArticle1201294