Additional payment terms in the self -service laundry franchise business are enforced based on the constraint of the franchisor or the franchisee to execute the contract as mutually agreed upon accurately. The contract offered contains additional payment rates and justifications as a precautionary measure from law enforcement convictions and disputes. As a result, franchise operations run more smoothly and awareness of complying with contractual terms increases over time. However, there are still claims for additional payments that are not contained in the contract agreement but aredirected to pay on a portion of the item so as to raise doubts as to the extent of the obligation to comply with it.Based on the Islamic view, legal issues related to the execution of the contract include the formation of the contract until the demand for additional payment in ensuring that the goals of the contract are achieved. In fact, such additional payments are made non-uniformly depending on the current wants and needs of the franchise company owner.This causes confusion and the effect of treason if done on certain interests continuously to the detriment of the completeness of the contract. Therefore, this study aims to examine the claims for additional payment in self-service laundry franchise business contracts based on Islamic law. Qualitative methods involving library research and interview sessions with respondents were applied in this study to meet the objectives of the study. The results of the study found that the action of additional payment other than that offered in the self-service laundry franchise contract is contrary to the payment method required by Islamic law. In general, the implementation of surcharges in franchise businesses will be more effective based on the proposed solutions in this study.

Pembentukan al-'aqd dalam perniagaan ditunjangi kehendak syara' bagi memastikan kebajikan setiap pihak berakad dijamin dan sesuatu matlamat yang disasarkan dapat dicapai dengan sempurna. Al-'aqd yang mewakili kepada pelaksanaan kontrak, menuntut kepada pematuhan di atas persepakatan sepanjang tempoh ia berlangsung. Keperluan al-'aqd ditonjolkan melalui ciri-ciri dan syarat tertentu mengikut disiplin muamalat Islam merangkumi pelbagai sudut bermula daripada sighah, pelaksana akad, perkara diakadkan dan kesan terhadap hukum. Kelebihan mematuhi prinsip ini bukan hanya dibuka kepada usahawan di kalangan muslim sahaja, bahkan secara menyeluruh merentasi agama, adat dan budaya. Manakala perniagaan francais pula, merupakan perniagaan yang dijalankan bersandarkan kepada kontrak sepenuhnya terutama kepada hubungan di antara pemberi dan penerima francais. Pelbagai isu melibatkan kontrak francais berlaku di kalangan pengusaha perniagaan tersebut di Malaysia merangkumi bermacam jenis produk dipasarkan. Melihatkan kepada isu yang berbangkit, maka kajian ini menemukan kelebihan prinsip al-'aqd kepada usahawan francais yang terdiri daripada agama berbeza. Oleh itu, pengkaji menggunakan kaedah kualitatif untuk mencapai objektif kajian dengan melibatkan kaedah kepustakaan dari pelbagai rujukan dan sesi temu bual bersama mereka yang berkenaan dengan perniagaan francais. Hasil kajian mendapati al-'aqd menawarkan kelebihan yang mampu memberi kemanfaatan kepada pihak berkontrak dalam francais sama ada di kalangan muslim atau sebagainya mencakupi pemilihan pihak berkontrak, penjelasan bentuk penawaran dan penerimaan serta kesan yang akan diterima untuk jangka masa panjang. Kajian ini mencadangkan agar al-'aqd dapat diperkenalkan dengan berkesan dan kesedaran ke atas pelaksanaan prinsip ini dipertingkatkan kepada lebih ramai pengusaha francais bagi memastikan pihak berkontrak mengenalpasti hak dan batasan dalam sesebuah kontrak dengan sewajarnya berpandukan kepada ajaran Islam sebenar.

Islamic financial institutions are fastest growing industry in all around the world. This occurred due to the need of Islamic banking and finance product among Muslim community as much as their concerns with Shariah non-compliance (SNC) event that may derive from banking and financial transaction. SNC event will raise the risk management of IFIs and have a negative influence on the IFIs' reputation among their present and future clients. Hence, this study is aimed to investigate the mechanism for preventing SNC events in Islamic financial institutions. This study employs a qualitative approach. This research achieves its objective through document analysis and interview with experts. Secondary data also gathered from sources such as journal papers and the websites of authorized authorities. General finding shows that, a sound Shariah governance and internal control mechanism are significant in overcome SNC events in Islamic financial institutions.

Francais merujuk kepada sistem pemasaran perniagaan melibatkan sebuah syarikat pemberi francais (francaisor) memberi hak kepada syarikat lain (francaisi) bagi mengendalikan perniagaan, mengikut sistem francais yang ditetapkan francaisor. Sistem ini berkembang pesat dengan menjadikan jualan barangan dan perkhidmatan sebagai agen penghubung di antara yang terlibat tanpa membataskan jenis pengguna. Setiap outlet yang ada ditunjangi oleh pelan pembangunan syarikat francais dan kawalan permintaan setempat. Pihak yang terbabit adalah pemberi francais, penerima francais dan pengeluar sumber beserta keperluan mematuhi peraturan syarikat. Setiap elemen yang diterapkan dikenalpasti dan disenangi oleh sebilangan besar masyarakat sebagai 'urf dalam jaminan untuk melaksanakannya. Al-'urf pula merupakan sumber hukum yang sering dijadikan pegangan dalam menghasilkan ijtihad sesuai dengan kehendak masyarakat secara berhikmah. Objektif kajian ini meninjau pendekatan al-'urf dalam perniagaan francais yang dibangunkan secara umum berpandukan penetapan sistem tersediri. Oleh itu, pengkaji meninjau pembangunan perniagaan francais dari pandangan al-'urf kepada sektor terpilih. Bagi mencapai objektif kajian, metadologi kualitatif dipilih dengan menggunakan kaedah perpustakaan menerusi pembacaan bahan bacaan dan penulisan yang telah diterbitkan serta pemerhatian pengkaji di outlet yang bersesuaian dengan tajuk kajian. Hasil kajian mendapati wujud kepentingan al-'urf yang diterapkan dalam perniagaan francais terutama kepada penjualan produk francais, lokasi outlet dan pengurusan perniagaan. Kajian ini mencadangkan pemerhatian 'urf secara telus sebelum memulakan perniagaan francais dan menyedari dengan luas keperluan masyarakat sekeliling.

The requirement of the majority of Muslims to conduct and enjoy banking and financial services has contributed to the growth of the Islamic banking and finance sector, which has become an alternative to conventional banking and finance sector. However, non-compliance with Shariah law has become a hurdle for both banks and customers, which has resulted to financial losses for both parties. The management of Shariah non-compliance (SNC) events is significant for Islamic banks in order to provide the community with safe and transparent commercial transactions. As a result, the purpose of this study is to conduct research into the pertinent literatures that are related to Shariah noncompliance. A content analysis of the pertinent literature that is related to Shariah non-compliance events is included in the study approach that was used, which was a systematic review of the relevant literature. The findings as a whole showed that a better and sound Shariah governance framework is the key to mitigating Shariah non-compliance risk in Islamic financial institutions, which comprises of a collection of rules and guidelines.