Technological development has been exponential and its growth is at par with current modernisation. Increasingly sophisticated technological systems are steering societies into a new era that makes technology a very important tool. Children's minds are highly susceptible to technology enabling them to become skilful in using gadgets and in surfing the internet. However, the teaching and learning in classrooms still adopt traditional or conventional methods. This paper aims to critically examine the development of the portable application named Global Zakat Game (GZG) as one of the initiatives to help increase the level of education in Malaysia so that it will be in line with the development of information technology and communication today. The use of this application will also help teachers to disseminate universal values such as charity and raise awareness of issues such as the quest for peace both within the nation and globally, among people of different nations. A qualitative methodology was employed to analyse data using the inductive and deductive approach. The findings show that the GZG application could help students to understand the values of charity in zakat well, although it is only played online. This is because GZG encompasses almost the whole zakat syllabus including types of zakat, the rate of zakat, the calculation of zakat, and questions related to zakat. The education system should not lag behind in the use of technology and should upgrade its teaching-learning methodologies in line with the increasing sophistication of technology today. Through modern education awareness of global peace and values such as charity can be instilled and inculcated in the young. This paper suggests that through the teaching and learning of zakat using the portable applications GZG, global peace awareness and other relevant values could be successfully inculcated among students.

Tawarruq personal financing is one of the most profitable Islamic finance products to Islamic financial institutions. However, it has been pointed out that its implementation triggered some controversial issues which related to the prohibition of gharar (ambiguity). This problem is getting bigger because there is no specific guideline prepared by the Central Bank of Malaysia (BNM) for the sake of proper tawarruq implementation. Hence, the objective of this research is to evaluate the existence of gharar in the tawarruq personal financing. This qualitative research adopts library method and observation method. The primary data is gained through the method of interviews with three selected respondents from Bank Islam Malaysia Berhad (BIMB). This research discovered that the gharar is existed in the implementation of tawarruq personal financing. This research concluded that its existence is permissible based on gharar yasir principles. The clarification in this research will retrieve the skeptical towards Islamic banking products and boost its productions. Nevertheless, it is recommended that this kind of research could be extended to explore on the other Islamic financing concepts such as musharakah, ijarah and al-rahnu to be implemented as personal financing instruments.