Konsep Mata Wang Menurut Syariah Dan Hubungannya Dengan Mata Wang Kripto

Abstract

The purpose of this study is to examine the idea of currency from aShariah perspective and its connection to cryptocurrencies. For this study, a qualitative research methodology was employed. A variety of sources, including books, journal articles, reports, conference papers, and websites, were used to gather the data. Through the use of content analysis and an explanatory research approach, the data collected are evaluated by bringing in the opinions and justifications of academics on the subjects under discussion. The results of this study demonstrate that the shariah has specified a number of requirements and qualities for something to be regarded as currency. Depending on the form of cryptocurrency and whether it satisfies the criteria to be classified as currency or an asset, the Shariah perspective on cryptocurrency issues varies. Additionally, whether it is viewed as a money or an asset, the usage of cryptocurrency must be avoided while engaging in activities that are prohibited by Shariah law, such as riba (interest), gharar(uncertainty), and maysir(gambling). The Islamic view is that money must have both a monetary value (thamaniyyah) and the characteristics of property (mal) that is recognised in Islam (mutaqawwim). According to Islam, money's primary roles are as a vehicle of transaction, a gauge of worth, and a repository of value. Furthermore, shariah does not restrict the use of money to just dirhams and dinars. As a result, cryptocurrencies might be seen as a digital substitute for the current currencies. This may foster the development of a fully digital financial system, which would speed up the financial system by utilising the capacity of the digital financial system. Policy makers can use this study to help them create and publish new rules and directives connected to it. Additionally, a greater understanding of cryptocurrencies from a sharia point of view may be interesting to the sector, consumers, and investors of cryptocurrencies