Indebtedness Among Muslim Youth In Projek Perumahan Rakyat Kuala Lumpur

Abstract

This study is conducted to explore indebtedness issue among Muslim youth. In specific, this study examines the factors of indebtedness. This study also examines the relationship between factors of indebtedness and working behavior such as job satisfaction, retention and work-life balance. The data of this study has been collected through survey among 105 Muslim youth who stay at Projek Perumahan Rakyat (PPR) in Kuala Lumpur employing a purposive sampling technique to select the sample from the population. The questionnaire measured by a three-item scale adapted from the Michigan Organizational Assessment Questionnaire Satisfaction Subscale. The data of this study has been analyzed using the Statistical Package for Social Science (SPSS) involved descriptive analysis, exploratory factor analysis and correlation. This study found the factors of indebtedness are including credit card loan, housing loan, vehicle loan, education loan and personal loan. In addition, this study found insignificant relationship between factors of indebtedness and working behavior such as job satisfaction, retention, and work-life balance, except for the relationship between vehicle loan and job satisfaction that shows significant relationship which the value is .049, p<0.05